StoneCrest Bulletin

MARKETS & INVESTING It's natural to avoid loss, but sitting on the sidelines out of fear might lead to missed financial goals. As the name implies, loss aversion is our instinct to not just prefer a gain over a loss but to prioritize avoiding losses over almost anything. It might sound wise to try avoiding losses but taking it too far could keep you from realizing your financial goals. Loss aversion is a cognitive bias that studies have proven over and over again. But that fear, when applied to

FAMILY & LIFESTYLE Virtual coffee breaks are replacing water cooler chatter. Here are some tips for networking remotely with coworkers. In the remote world so many of us are now working in, connecting with coworkers takes effort. It's easy to be efficient: Log in, get the job done and log off. (That's what we love about working virtually, right?) But research shows that people who take the time to nurture good connections in the workplace are happier, more loyal, less stressed and more loyal

RETIREMENT & LONGEVITY More and more Americans are incorporating work into their retirement years. The traditional image of retirement as a time of purely leisurely pursuits is no longer the norm for many Americans. A growing number of people over the age of 65 are choosing to remain in the workforce for a variety of reasons. In fact, the U.S. Bureau of Labor Statistics expects the trend to continue, predicting that 13 million Americans aged 65 and older will be in the labor force by 2024.

This chart shows daily historical performance of the S&P 500 Index throughout the U.S. Bull and Bear Markets since 1942. We believe looking at the history of the market's expansion and recessions helps to gain a fresh perspective on the benefits of investing for the long-term.

Even elite athletes need rest days to stay healthy. Sometimes financial markets need to reset from record-setting performance, too. Here’s what you need to know about bear, or down, markets.

Knowing your goals is the first step to understanding how to pursue them. And knowing where you want to go helps you make thoughtful decisions when life presents other paths. This is the essence of a financial plan, a framework to align your resources with your objectives.

Understanding how changing interest rates and national monetary policy influence your personal finances can help you make decisions consistent with your financial goals.