Disclosures
Important Disclaimers
StoneCrest Wealth Management, Inc. ("StoneCrest") is a Registered Investment Advisor ("RIA"), located in the State of Arizona. StoneCrest provides investment advisory and related services for clients nationally. StoneCrest will maintain all applicable registration and licenses as required by the various states in which StoneCrest conducts business, as applicable. StoneCrest renders individualized responses to persons in a particular state only after complying with all regulatory requirements, or pursuant to an applicable state exemption or exclusion.
Terms of Use
Please read these terms and conditions of use (“Terms”) carefully before using the website located at https://www.stonecrestwealth.com/ (“Website”) or any of the information or services provided by StoneCrest Wealth Management, Inc. (collectively “StoneCrest, “we”, “our”, “us”) in connection with the Website. By using the Website, you acknowledge that you have read and understood these Terms and accept to be legally bound by them. If you do not accept and agree to these Terms, you are not an authorized user of the Website or any of the information or services provided by StoneCrest in connection with the Website and should promptly terminate all use thereof. The terms “you” and “your” mean you and any entity you may represent in connection with the use of the Website. You may use your browser to download or print a copy of these Terms for your records.
StoneCrest reserves the right to change, modify, add or remove portions of these Terms at any time for any reason. We suggest that you review these Terms periodically for changes. Such changes shall be effective immediately upon posting. You acknowledge that by accessing our Website after we have posted changes to these Terms, you are agreeing to these Terms as modified.
These Terms were last updated on March 15, 2022.
Risk Disclosure
Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that future performance of any specific investment or investment strategy will be profitable.
Asset allocation may be used in an effort to manage risk and enhance returns. It does not, however, guarantee a profit or protect against loss. Performance of the asset allocation strategies depends on the underlying investments.
This website is intended to provide general information about StoneCrest and its services. It is not intended to offer or deliver investment advice in any way. Information regarding investment services are provided solely to gain an understanding of our investment philosophy, our strategies and to be able to contact us for further information.
Market data, articles and other content on this website are based on generally available information and are believed to be reliable. StoneCrest does not guarantee the accuracy of the information contained in this website. The information is of a general nature and should not be construed as investment advice.
Please remember that it remains your responsibility to advise StoneCrest, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services, if you would like to impose, add, or to modify any reasonable restrictions to our investment advisory services.
StoneCrest will provide all prospective clients with a copy of our current Form ADV, Part 2A ("Disclosure Brochure"), Form ADV Part 2B, which is the Brochure Supplement for each advisory person supporting a particular client, and the Form ADV Part 3 (Client Relationship Summary or Form CRS). You may obtain a copy of these disclosures on the SEC website at https://adviserinfo.sec.gov or you may Contact Us at [email protected] to request a free copy via .pdf or hardcopy.
Privacy Disclosures
StoneCrest is committed to safeguarding the use of personal information of our Clients (also referred to as “you” and “your”) that we obtain as your Investment Advisor, as described in our Privacy Policy.
StoneCrest does not collect personal non-public information through this website; however, the Advisor may collect information from you on application forms, agreements, profile or investment policy statements, and other documents received or processed in relation to services we provide. We also may collect information from other sources.
We do not respond to "do not track" requests because we do not track you over time or across third party websites to provide targeted advertising. We may track you across our website to help us improve our content.
We may use "cookies" and similar online technologies to keep, and sometimes track, information about you regarding your usage of our website. Cookies are small data files that are sent to your browser or related software from a Web server and stored on your device. Cookies help us to collect information about your usage of our website, including date and time of visits, pages viewed, amount of time spent on our sites, or general information about the device used to access the site, such as the browser used. You can refuse to store or delete cookies by configuring your web browser settings. Most browsers and mobile devices have their own settings to manage cookies. If you refuse a cookie when on our website, or if you delete cookies, you may experience some inconvenience in your use of our website, such as having to re-configure preferences.
When you are on this website you may have the opportunity to click-through to other websites, including websites operated by unaffiliated third parties. These sites may collect nonpublic personal Information about you. We do not control sites operated by these entities and are not responsible for the information practices of these sites. This Privacy Policy does not address the information practices of other websites. The privacy policies of websites operated third parties are located on those sites.
For a copy of the StoneCrest Privacy Policy, please click here.
Email Disclosures
StoneCrest often communicates with its clients and prospective clients through electronic mail (“email”) and other electronic means. Your privacy and security are very important to us. StoneCrest makes every effort to ensure that email communications do not contain sensitive information. We remind our clients and others not to send StoneCrest private information over email. If you have sensitive data to deliver, we can provide secure means for such delivery.
Please note: StoneCrest does not accept trading or money movement instructions via email.
As a registered investment advisor, StoneCrest emails may be subject to inspection by the Chief Compliance Officer (“CCO”) of StoneCrest or the securities regulators. If you have received an email from StoneCrest in error, we ask that you contact the sender and destroy the email and its contents. If you have any questions regarding our email policies, please Contact Us at [email protected]
Text Messaging Disclosures
You are required to opt in to receive business text messages from us. You will be required to reply “YES” to the initial text message sent by your financial professional to authorize text messaging. You may reply “STOP” at any time to unsubscribe to the receipt of text messages. To stop receipt of SMS or MMS messages, you can also notify your financial professional or contact us by e-mail at: [email protected] or by phone at 602-258-9400. Message and data rates may apply. The frequency, timing and content of messages vary depending on circumstances.
StoneCrest Wealth Management, Inc. ("StoneCrest") respects your right to privacy. For a copy of the StoneCrest Privacy Policy, please click here. Electronic messages cannot be used to provide trade instructions. To request, authorize or affect the purchase or sale of an investment through StoneCrest, please contact your financial professional by phone or in person, or call our office at 602-258-9400. StoneCrest’s financial professionals do not provide tax or legal advice. Text communications are not intended as tax or legal advice and should not be relied upon for these purposes. For specific tax or legal advice, please contact a qualified professional. StoneCrest has disabled emoji icons for business text communications. Any emoji icon included in a text message will not be received by your financial professional. StoneCrest business text communications are intended for an individual recipient. Group texting is not permitted. StoneCrest is an SEC Registered Investment Advisor located in Chandler Arizona.
Social Websites
StoneCrest may utilize third-party websites, including social media websites, blogs and other interactive content. StoneCrest considers all interactions with clients, prospective clients and the general public on these sites to be advertisements under the securities regulations. As such, StoneCrest generally retains copies of information that StoneCrest or third-parties may contribute to such sites. This information is subject to review and inspection by the CCO of StoneCrest or the securities regulators.
Information provided on these sites is for informational and/or educational purposes only and is not, in any way, to be considered investment advice nor a recommendation of any investment product. Advice may only be provided by StoneCrest’s advisory persons after entering into an advisory agreement and provided StoneCrest with all requested background and account information.
SmartAsset Disclosure
SmartAsset ('Solicitor') and StoneCrest Wealth Management (StoneCrest'), a Registered Investment Advisor, have entered into an agreement pursuant to which Solicitor has agreed to consider prospective clients for whom the investment advisory services of StoneCrest would be suitable. Solicitor is not authorized to provide investment advice to any client with respect to the advisory services referred to and offered by StoneCrest and may not provide investment advice on behalf of StoneCrest with respect to the advisory services provided by StoneCrest. Solicitor is not an agent of StoneCrest. StoneCrest has compensated Solicitor for these activities by paying to Solicitor a referral fee ('Referral Fee') based on the prospective client’s investable assets (as disclosed to Solicitor) for each client referral. StoneCrest will not charge a client referred by Solicitor any amount for the cost of obtaining the client that is in addition to the fee normally charged by StoneCrest for investment advisory services. Under the client's investment advisory relationship with StoneCrest, all fees and other payments should be made payable to StoneCrest. Neither Solicitor or StoneCrest may accept cash, checks, or any other instrument payable to Solicitor and/or StoneCrest relative to any investment advisory services offered to the client by StoneCrest. Solicitor may involve StoneCrest in a ranking system when presenting advisory services options for a prospective client, of which, may not be representative of any one client’s experience and is not indicative of our future performance. The ranking is subject to change pursuant to Solicitor rules and qualifications. StoneCrest did not pay Solititor for ranking.
Dave Ramsey SmartVestor™ Pro Disclosure
SmartVestor™ is an advertising service for investing professionals. Advertising fees are not connected to any commission, portfolio, service, product, or other service offered or rendered by any SmartVestor™ Pros. SmartVestor™ Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor™ Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investment or other professional advice. Ramsey Solutions does not receive, control, access, or monitor client funds, accounts, or portfolios. Ramsey Solutions does not warrant any services of SmartVestor™ Pros and makes no claim or promise of any result or success of retaining a SmartVestor™ Pro. Your use of SmartVestor™, including the decision to retain the services of any SmartVestor™ Pro, is at your sole discretion and risk. Any services rendered by SmartVestor™ Pros you contact are solely that of SmartVestor™ Pro. StoneCrest Wealth Managament (‘StoneCrest’) does not endorse and is not associated with Dave Ramsey or the SmartVestor™ program. Fees are paid to Ramsey Solutions for the ability to use the SmartVestor™ advertising service. StoneCrest does not compensate and is not compensated for client referrals. StoneCrest has entered into an advertising agreement with The Lampo Group, LLC d/b/a Ramsey Solutions™ (“RS” or “SmartVestor™”). StoneCrest pays a flat fee for advertising through RS, both online and locally. [IAR(s) engaged with SmartVestor Names] (“pros”) as Pros are licensed to use certain approved SmartVestor™ marks in business advertising. This advertising service may result in the introduction to or acquisition of clients. RS does not warrant any services of StoneCrest or any SmartVestor™ Pro and makes no claim or promise of any result or success by retaining StoneCrest. Use of SmartVestor™, including the decision to retain the services of StoneCrest, is at the investor’s sole discretion and risk.
If you have any questions regarding our policies, please Contact Us at [email protected]
